soil is formed by water.
Justification:
Water enters rocks through the cracks on them. The water freezes at low temperatures, thereby expanding the rocks. The rocks contract when the frozen water melts. This repeated expansion and contraction of rocks over time leads to their breaking down into smaller pieces.Water also wears down rocks by flowing over them. The flow of water creates friction between the water and the rocks. This friction breaks down the rocks and, ultimately, soil is formed. The resultant soil particles may flow along with the water and get deposited elsewhere.