The drop in usage of credit cards in India is lesser than that in many other countries.
If the inference is ‘probably true’ though not ‘definitely true’ in the light of the facts given.
If the ‘data is inadequate’ i.e. from the facts given you cannot say whether the inference is likely to be true or false.
If the inference is ‘probably false’ though not ‘definitely false’ in the light of the facts given.
If the inference is ‘definitely false’ i.e. it cannot possibly be drawn from the facts given or it contradicts the given facts.
There is no such data in the passage.