The correct option is A (1+a)(1- 3a)
The given expression is 1−2a−3a2
The product of the first and last term is −3a2
The middle term has to be split in such a way that the difference is -2a and product is −3a2
The terms will be -3a and a as (-3a) (a) = −3a2 and -3a + a = -2a
Spliting the middle term we get,
1+a−3a−3a2
= 1(1+a) - 3a(1+a) [Taking '3a' common]
= (1+a)(1- 3a)