A money plant is a climber, a plant that climbs is one that grows with the assistance of another plant or any vertical surface.
It rolls on the support, and to develop vertically, it needs mechanical support.
On the other hand, a creeper is a plant that grows horizontally on the ground rather than vertically since its stem is weak.
The money plant's stem is weak, lengthy, and spread out on the ground.
The term "creeper" is a result. Grape vines, gourd plants, and bean stalks all have flimsy stems but are able to easily climb up nearby supports or trees.