When male and female gametes are found in the same individual (homosexuals/hermaphrodites).
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Solution
Hermaphrodite:
Hermaphrodite is an organism that has reproductive organs which produce gametes of both male and female sexes.
There are many animals that are hermaphrodites.
In these groups, hermaphroditism is a normal condition, enabling a form of sexual reproduction in which either partner can act as the "female" or "male".
Example- Snails, slugs
Final answer: When male and female gametes are found in the same individual (homosexuals/hermaphrodites).