Question

Which one of the following is not an example of material alteration as per section 87 of the Negotiable Instruments Act, 1881?

• A. Alteration of the date of instrument
• B. Alteration of the sum payable
• C. Alteration in the time of payment
• D. Crossing of instrument

Answer 1

The correct option is D Crossing of instrument

Material alteration is no where defined but section 87 talks about the effect of material alteration. According to section 87 of Negotiable Instruments Act any material alteration of a negotiable instrument renders the same void as against any one who is a party thereto at the time of making such alteration and does not consent thereto, unless it was made in order to carry out the common intention of the original parties.
Crossing of instrument is not material alteration because material alteration is any change in written instrument which makes it to speak different legal language from that of the original and crossing of instrument doesn't change the legal language of the instrument.