The correct option is D Both 'a' and 'b'
Swabhiman is a scheme aimed to bring banks to rural areas and hence promote financial inclusion. MGNREGA provides livelihood guarantee by generating 100 days of wage employment. It is based on the principle of 'right to work' and promotes inclusiveness. Both the schemes, in their own way, try to bring different strata of the society at the same level which is the premise of inclusive growth.