Given, A.P. is 20,1914,1812,1734...
= 20,774,372,714,....
Here, a = 20, d = 774−20=77−804=−34
Let an is first negative term
⇒a+(n−1)d<0
⇒20+(n−1)(−34)<0 ⇒20+34<34n
⇒834<34n
⇒n>834×43
⇒n>833=27.66
28th term will be the first negative term of given A.P.