Repeated boiling of hard water leads to the deposition of insoluble material called fur or scale.
The chemical name of this fur is calcium carbonate (CaCO3) or magnesium carbonate (MgCO3).
It is a nuisance as it may coat the heating element in kettles, making them less efficient. As a result, it takes extra time for water to get boiled in such vessels. Also, this fur or insoluble calcium carbonate is unpleasant and it clogs up hot water pipes and boilers.