Let Q, R, S and T be the events where horses A, B, C and D win the race, respectively.
Then,
Since only one horse can win the race, Q, R, S and T are mutually exclusive events.
∴ Required probability = P (Q ∪ R ∪ S ∪ T)
= P(Q) + P(R) + P(S) + P(T)
=
=