15th term can be obtained by adding 10th term and 5 times the common difference (∵15−10=5)
⇒x15=x10+5d
⇒20=65+5d
⇒−45=5d
⇒d=−455=−9 (1 mark)
⇒ 20th term can be obtained by adding 15th term & 5 times the common difference
⇒x20=x15+5d
=20+5(-9)
=20-45
=-25 ( 1 mark)