For H3PO4, Ka1>>Ka2>>Ka3. Hence, we will consider it as monoprotic acid.
pKa=−log10Ka1=−log107.5×10−3=2.12≃2
The number of mmol of H3PO4=50 mL×0.12 M=6 mmol
The number of mmol of NaOH=20 mL×0.15 M=3 mmol
3 mmol of NaOH will neutralise 3 mmol of H3PO4
Out of 6 mmol of H3PO4, 3 mmol are neutralised. This correspond to half-equivalence point.
At half-equivalence point, pH=pKa1=2