A consolidated credit report is known as cibil report. A cibil report will have information on credit summary, loan account, employment, contact details, and personal information. You can read about the Non Performing Assets (NPA) – Reasons, Classification, Impact, and Measures to Control NPA in the given link.
Further readings:
- RBI – Reserve Bank of India [UPSC Indian Economy Notes]
- Bad Banks – Idea Proposed by Indian Banking Association (IBA) Due to COVID-19
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