Download the BYJU'S Exam Prep App for free IAS preparation videos & tests - Download the BYJU'S Exam Prep App for free IAS preparation videos & tests -

What are stressed assets?

Stressed assets are equal to non performing assets plus written off assets plus restructured loans. When assets are not performing, they become doubtful and non-performing assets. If those assets don’t recover, they become bad loans. Before the period of 90 days, they are called Stressed Assets. You can read about the Non Performing Assets (NPA) – Reasons, Classification, Impact, and Measures to Control NPA in the given link.

Predominantly in Indian public sector banks, there has been a massive rise of stressed assets. There are numerous reasons behind this problem, they are, misconduct, malintention, governance related problems, global slow down etc.

Further readings:

  1. RBI – Reserve Bank of India [UPSC Indian Economy Notes]
  2. Bad Banks – Idea Proposed by Indian Banking Association (IBA) Due to COVID-19

Related Links

Big Bank Reform RSTV – Recent mega-merger of national banks

Insolvency And Bankruptcy Code (IBC) – IBC Amendment Bill 2021 [UPSC Notes GS III]

Previous Years Economics Mains Questions for UPSC General Studies Paper – 3

Download Indian Economy Notes For UPSC Examination

K.V. Kamath Panel Report – RBI Committee on Restructuring of Loans

Mission Indradhanush for PSBs – Revamping Public Sector Banks

UPSC Mains General Studies Paper-III Strategy, Syllabus & Structure

Topic-Wise GS 3 Questions for UPSC Mains

Comments

Leave a Comment

Your Mobile number and Email id will not be published.

*

*