NULM - National Urban Livelihood Mission [Deendayal Antyodaya Yojana]

DAY-NULM stands for Deen Dayal Antyodaya Yojana National Urban Livelihood Mission. It is a scheme under the Ministry of Housing and Urban Affairs that focuses on reducing poverty and vulnerability of the urban poor households. 

This article will discuss the facts related to DAY-NULM. Aspirants of various Government exams must go through the article carefully and upkeep themselves for the general awareness sections of these exams.

National Urban Livelihood Mission is also important for the IAS Exam from GS-II and current affairs perspectives.

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NULM – National Urban Livelihood Mission – Overview

  1. National Urban Livelihoods Mission scheme was launched by the Ministry of Housing and Urban Poverty Alleviation, Government of India on September 24th, 2013.
  2. NULM replaced the existing Swarna Jayanti Shahari Rozgar Yojana (SJSRY) and is known as Rashtriya Shahri Aajeevika Mission in Hindi.
  3. It focuses on organising urban poor in their strong grassroots level institutions by enhancing sustainable livelihood opportunities through skill development. It aims at leading poors to market-based employment and helping them to set up self-employment ventures by ensuring easy access to credit. 
  4. Mission will be implemented in all District Headquarter Towns and all other cities with a population of 1,00,000 or more as per 2011 census.
  5.  The target of DAY-NULM will be the urban population identified as below the poverty line population in urban areas by the States and Union Territories. Its intended beneficiaries are urban poor (street vendors, slum dwellers, homeless, rag pickers), unemployed and differently-abled.
  6. DAY-NULM has been conferred the prestigious SKOCH Governance Gold Award.
  7. NULM comprises the following sub-scheme to uplift urban poor-
  • Social Mobilization and Institution Development – SM&ID
  •  Employment through Skills Training and Placement – EST&P
  • Capacity Building and Training – CBT
  • Self-Employment Programme – SEP
  • Scheme of Shelter for Urban Homeless – SUH
  • Support to Urban Street Vendors – SUSV
  • Innovative and Special project – ISP

Candidates can know about various other schemes focusing on the development of Urban livelihood.

Similar scheme, DAY-NRLM National Rural Livelihood Mission is run for the rural development and livelihood by the Ministry of Rural Development. Know in detail about the DAY-NRLM on the linked page. 

NULM Scheme – Mission

  1. Reducing poverty and vulnerability of the urban poor households by enabling them
  2. Providing access to self-employment and skilled wage employment opportunities.
  3. Improving the livelihoods of urban poor on a sustainable basis, through building strong grassroots level institutions of the poor. 
  4. The mission of NULM scheme also aims at providing shelter equipped with essential services to the urban homeless in a phased manner.
  5. Addressing livelihood concerns of the urban street vendors by facilitating access to suitable spaces, institutional credit, social security, and skills to the urban street vendors for accessing emerging market opportunities.

Read about, National Skills Qualifications Framework (NSQF).

National Urban Livelihood Mission- Objectives

  • To build capacity of the urban poor, their institutions and the machinery involved in the implementation of livelihoods development and poverty alleviation programmes through handholding support
  • To enhance and expand existing livelihoods options of the urban poor
  • To build skills to enable access to growing market-based job opportunities offered by emerging urban economies
  • To train for and support to the establishment of micro-enterprises by the urban poor individuals and groups
  • To ensure availability and access for the urban homeless population to permanent 24-hour shelters including the basic infrastructural facilities like water supply, sanitation, safety and security
  • To cater to the needs of especially vulnerable segments of the urban homeless like the dependent children, aged, disabled, mentally ill, and recovering patients etc. by creating special sections within homeless shelters and provisioning special service linkages for them
  • To establish strong rights-based linkages with other programmes which cover the right of the urban homeless to food, healthcare, education, etc.
  • To ensure access for homeless populations to various entitlements, including to social security pensions, PDS, ICDS, feeding programmes, drinking water, sanitation, identity, financial inclusion, school admission, etc., and to affordable housing. 

Get details on various pension schemes by the government-

  • To address livelihood concerns of the urban street vendors by facilitating access to suitable spaces, institutional credit, social security and skills to the urban street vendors for accessing emerging market opportunities.

Aspirants preparing for any government exams can visit the link provided to prepare even better for the examination-

  1. Free Online Quiz for Government Exams
  2. Government Exams Free Mock Test Series
  3. Government Exam Previous Year Question Papers with Solution PDFs

DAY NULM Component

The NULM scheme has two components one for urban India and other for rural India .i.e. 

  1. The urban component is named Deen Dayal Antyodaya Yojana which will be implemented by the Ministry of Housing and Urban Poverty Alleviation.
  2. The rural component named Deen Dayal Upadhyaya Grameen Kaushalya Yojana will be implemented by the Ministry of Rural Development. 

Also, read about PM Garib Kalyan Yojana on the given link. 

Sub-Schemes Under NULM

Social Mobilization and Institution Development – SM&ID

  1. DAY-NULM envisages universal social mobilisation of urban poor into Self-Help Groups (SHGs) and their federations. 
  2. This focuses on the mobilisation of vulnerable sections of the urban population such as SCs, STs, minorities, female-headed households, persons with disabilities, the destitute, migrant labourers, and especially vulnerable occupational groups such as street vendors, rag pickers, domestic workers, beggars, construction workers, etc.

Employment through Skills Training and Placement – EST&P

  1. This component focuses on providing assistance for the development and upgrading of the skills of the urban poor by providing training and enhancing their capacity for self-employment and salaried employment.

Know about the National Skill Development Mission on the given link. 

  1.  ESTP intends to provide training to the urban poor as per the skill demand from the market and targets the urban poor subjected to occupational vulnerability.

Read about Skill India Mission on the linked page. 

Capacity Building and Training – CBT

  1. The main objective is to transform the role of the Ministry of Housing & Urban Affairs and State Agencies in charge of urban poverty alleviation into providers of high quality technical assistance in the fields of urban livelihoods promotion and urban poverty alleviation
  2. Aims to provide technical and financial support at National, State, and City Levels.

Self-Employment Programme – SEP

  1. This focuses on financial assistance to individuals and groups of urban poor for setting up gainful self-employment ventures and micro-enterprises, suited to their skills, training, aptitude, and local conditions.

Scheme of Shelter for Urban Homeless – SUH

  1. The main objective of the Scheme of Shelter for Urban Homeless (SUH) is to provide shelter and all other essential services to the poorest of the poor segment of urban societies.
  2. The shelters should be permanent all-weather 24 x 7 shelters with basic common facilities such as water, sanitation, electricity, kitchen, common recreation space. Also, linkage with Anganwadi, PHC, childcare facilities, and other social assistance programmes, etc. may be ensured.

Support to Urban Street Vendors – SUSV

  1. This component of DAY-NULM aims at skilling street vendors, supporting micro-enterprise development, credit enablement, and pro-vending urban planning along with supporting social security options for vulnerable groups such as women, SCs/STs, and minorities.

Innovative and Special Project – ISP

  1. This component will focus on the promotion of novel initiatives in the form of innovative projects. These initiatives may be in the nature of pioneering efforts, aimed at catalysing sustainable approaches to urban livelihoods through Public, Private, Community Partnership, demonstrating a promising methodology or making a distinct impact on the urban poverty situation through scalable initiatives. 

Benefits of NULM – National Urban Livelihood Mission 

The benefit that will accrue to urban poor folks with the NULM scheme are as follow:

  1. Self Employment Programme – The urban poor who wish to set up their own self-employment ventures or micro-enterprises can avail bank loan at 7% rate of interest. An individual can be given bank loans for projects upto INR 2 lakh for setting up of individual micro enterprises and for a group of urban poor, bank loan is available for projects up to INR 10 lakh. Read about Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA). 
  2. Self Help groups – All the SHGs of urban poor can avail bank loan at 7% rate of interest. An additional 3 percent interest subvention will be provided to all women SHGs who repay their loan in time. Thus, in case of timely repayment, effective interest rate would be only 4%. Read in details about the Self Help Groups on the given link.
  3. Urban Street Vendors- National Urban Livelihood Mission aims at upskilling the street vendors. It supports development of vendor market, vending zone & informal sector markets with infrastructure/civic facilities such as paving, water supply, solid waste disposal facility, lighting, storage space etc.
  4. NULM also supports micro-enterprises in development, and their credit enablement.
  5. Under the Scheme of shelter for Urban Homeless, Day-NULM provides financial support to State Governments and Urban Local Bodies for construction as well as operation & management of permanent shelter for urban homeless. The shelters constructed must be equipped with all other essential services so that the urban homeless in our cities live a dignified life.

Other related schemes by Government of India –

Know about various other Government Schemes launched for the welfare and development of the country.

Aspirants preparing for the UPSC exam can check the links given below –

  1. IAS 2021
  2. UPSC Calendar 2021
  3. UPSC Syllabus
  4. Analysis of the Press Information Bureau

You can also check out the preparation strategies for competitive exams to fine-tune your exam prep.

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