| Topics Covered in JAIIB Subjects |
| Paper I: Principle and Practices of Banking |
- Indian Financial System – An Overview,
- Banking Regulation,
- Retail Banking,
- Wholesale and International Banking,
- Role of Money Markets,
- Debt Markets & Forex Market,
- Role and Functions of Capital Markets,
- SEBI,
- Mutual Funds & Insurance Companies,
- Bancassurance & IRDA,
- Factoring,
- Forfaiting Services and Off-Balance Sheet items,
- Risk Management,
- Basel Accords,
- CIBIL,
- Fair Practices Code for Debt Collection,
- BCSBI,
- Recent Developments in the Financial System
- Banker Customer Relationship,
- KYC / AML / CFT norms,
- Bankers’ Special Relationship,
- Consumer Protection – COPRA,
- Banking Ombudsman Scheme,
- Payment and Collection of Cheques and Other Negotiable Instruments,
- Opening accounts of various types of customers,
- Ancillary Services,
- Cash Operations,
- Principles of lending,
- Working Capital Assessment and Credit Monitoring,
- Priority Sector Advances,
- Agricultural Finance,
- Micro, Small and Medium Enterprises,
- Government Sponsored Schemes,
- Self Help Groups,
- Credit Cards,
- Home Loans,
- Personal Loans,
- Consumer Loans,
- Documentation,
- Different Modes of Charging Securities,
- Types of collaterals and their characteristics,
- Non Performing Assets,
- Financial Inclusion,
- Financial Literacy
- Essentials of Bank Computerization,
- Payment Systems and Electronic Banking,
- Data Communication Network and EFT systems,
- Role of Technology Upgradation and its impact on Banks,
- Security Considerations,
- Overview of IT Act,
- Preventive Vigilance in Electronic Banking
- Services/ Products,
- Marketing – An Introduction,
- Social Marketing / Networking,
- Consumer Behaviour and Product,
- Pricing,
- Distribution,
- Channel Management,
- Promotion,
- Role of Direct Selling Agent / Direct Marketing Agent in a bank,
- Marketing Information Systems – a longitudinal analysis
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| Paper II: Accounting & Finance for Bankers |
- Calculation of Interest and Annuities,
- Calculation of YTM,
- Capital Budgeting,
- Depreciation and its Accounting,
- Foreign Exchange Arithmetic
- Definition,
- Scope and Accounting Standards,
- Basic Accounting Procedures,
- Maintenance of Cash / Subsidiary Books and Ledger,
- Bank Reconciliation Statement,
- Trial Balance,
- Rectification of Errors and Adjusting & Closing Entries,
- Capital and Revenue Expenditure,
- Bills of Exchange
- Balance Sheet Equation,
- Preparation of Final Accounts,
- Ratio Analysis,
- Final Accounts of Banking Companies,
- Company Accounts I & II,
- Accounting in a Computerized Environment
- Banking Operations & Accounting Functions
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| Paper III: Legal and Regulatory Aspects of Banking |
- Legal Framework of Regulation of Banks,
- Control over Organization of Banks,
- Regulation of Banking Business,
- Returns Inspection,
- Winding up,
- Mergers & Acquisitions,
- Public Sector Banks and Co-operative Banks,
- Financial Sector Legislative Reforms,
- Recent Legislative Changes in RBI Act,
- Financial Sector Development Council
- Different Types of Borrowers,
- Types of Credit Facilities,
- Secured and Unsecured Loans,
- Registration of Firms and Incorporation of Companies,
- Indemnities,
- Bank Guarantees,
- Letters of Credit,
- Deferred Payment Guarantees,
- Laws Relating to Bill Finance,
- Various Types of Securities,
- Laws Relating to Securities and Modes of Charging-I,
- Laws Relating to Securities and Modes of Charging- II,
- Registration and Satisfaction of Charges,
- Case Laws on Responsibility of Paying Bank,
- Case Laws on Responsibility of Collecting Bank
- Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act),
- Securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI),
- Banking Ombudsman Scheme,
- Bankers Books Evidence Act, 1891,
- The Legal Services Authorities Act, 1987,
- The Consumer Protection Act, 1986 and CERSAI,
- The Law of Limitation,
- Tax Laws,
- Negotiable Instruments Act, 1881,
- Payment & Settlements Systems Act, 2007
- Indian Contract Act, 1872,
- The Sale of Goods Act, 1930,
- Indian Partnership Act, 1932,
- Definition and features of a company,
- The Companies Act, 1956 (Now Companies Act, 2013 ),
- Foreign Exchange Management Act, 1999,
- Transfer of Property Act, 1882,
- The Right to Information Act, 2005,
- Right to Information and Obligation of Public Authorities,
- The Prevention of Money Laundering Act, 2002,
- Information Technology Act, 2000
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