IIBF Syllabus- JAIIB and CAIIB

IIBF exams(JAIIB and CAIIB) are conducted by the Indian Institute of Banking & Finance(IIBF) twice a year to provide excellence to banking and finance industry employees in their professional careers. IIBF releases exam notifications for Junior Associate and Certified Associate of IIBF. This article information regarding the IIBF Syllabus (for JAIIB and CAIIB examinations). For more details on IIBF Exams, refer to the linked article. 

IIBF SYLLABUS- JAIIB

The syllabus of JAIIB is divided into modules. Each module consists of many topics and subtopics. The syllabus of IIBF JAIIB examination is given below in the table.

Candidates are advised to regularly check the linked article for more details and updates about bank exams.

PAPER- 1(PRINCIPLES & PRACTICE OF BANKING)
Modules Topics 
Module A 

Indian Financial System

  • Indian Financial System – An Overview:
  • Banking Regulation
  • Retail Banking, Wholesale and International Banking
  • Role of Money Markets, Debt Markets & Forex Market 
  • Role and Functions of Capital Markets, SEBI 
  • Mutual Funds & Insurance Companies, Bancassurance & IRDA 
  • Factoring, Forfaiting Services and Off-Balance Sheet items 
  • Risk Management, Basel Accords 
  • CIBIL, Fair Practices Code for Debt Collection, BCSBI 
  • Recent Developments in the Financial System 
Module B- Functions of Banks
  • Banker Customer Relationship 
  • KYC / AML / CFT norms 
  • Bankers’ Special Relationship 
  • Consumer Protection – COPRA, Banking Ombudsman Scheme 
  • Payment and Collection of Cheques and Other Negotiable Instruments 
  • Opening accounts of various types of customers 
  • Ancillary Services 
  • Cash Operations 
  • Principles of lending, Working Capital Assessment and Credit Monitoring
  • Priority Sector Advances 
  • Agricultural Finance 
  • Micro, Small and Medium Enterprises 
  • Government Sponsored Schemes 
  • Self Help Groups 
  • Credit Cards, Home Loans, Personal Loans, Consumer Loans 
  • Documentation 
  • Different Modes of Charging Securities 
  • Types of collaterals and their characteristics 
  • Non Performing Assets 
  • Financial Literacy 
Module C- Banking Techmology
  • Essentials of Bank Computerization 
  • Payment Systems and Electronic Banking 
  • Data Communication Network and EFT systems 
  • Role of Technology Upgradation and its impact on Banks 
  • Security Considerations 
  • Overview of IT Act 
  • Preventive Vigilance in Electronic Banking 
Module D- Support Services- Marketing of Banking Services/Products
  • Marketing – An Introduction 
  • Social Marketing / Networking 
  • Consumer Behaviour and Product 
  • Pricing 
  • Distribution 
  • Channel Management 
  • Promotion 
  • Role of Direct Selling Agent / Direct Marketing Agent in a bank 
  • Marketing Information Systems – a longitudinal analysis 
PAPER- 2 (ACCOUNTING & FINANCE FOR BANKERS)
Module A – Business Mathematics and Finance
  • Calculation of Interest and Annuities 
  • Calculation of YTM Debt 
  • Capital Budgeting 
  • Depreciation and its Accounting 
  • Foreign Exchange Arithmetic 
Module B – Principles of Book Keeping & Accountancy
  • Definition, Scope and Accounting Standards 
  • Basic Accountancy Procedures 
  • Maintenance of Cash / Subsidiary Books and Ledger 
  • Bank Reconciliation Statement 
  • Trial Balance, Rectification of Errors and Adjusting & Closing Entries 
  • Capital and Revenue Expenditure
  • Bills of Exchange
Module C- Final Accounts
  • Balance Sheet Equation
  • Preparation of Final Accounts
  • Ratio Analysis
  • Final Accounts of Banking Companies
  • Company Accounts I & II
  • Accounting in a Computerized Environment
Module D- Banking Operations
  • Banking Operations & Accounting Functions
PAPER- 3 (LEGAL & REGULATORY ASPECTS OF BANKING)
Module A – Regulations and Compliance
  • Legal Framework of Regulation of Banks
  • Control over Organization of Banks 
  • Regulation of Banking Business 
  • Returns Inspection, Winding up, Mergers & Acquisitions
  • Public Sector Banks and Co-operative Banks
  • Financial Sector Legislative Reforms
  • Recent Legislative Changes in RBI Act
  • Financial Sector Development Council
Module B – Legal Aspects of Banking Operations
  • Different Types of Borrowers
  • Types of Credit Facilities
  • Secured and Unsecured Loans, Registration of Firms and Incorporation of Companies.
  • Indemnities
  • Bank Guarantees
  • Letters of Credit
  • Deferred Payment Guarantees 
  • Laws Relating to Bill Finance
  • Various Types of Securities
  • Laws Relating to Securities and Modes of Charging – I 
  • Laws Relating to Securities and Modes of Charging – II 
  • Registration and Satisfaction of Charges
  • Case Laws on Responsibility of Paying Bank 
  • Case Laws on Responsibility of Collecting Bank 
Module C – Banking Related Laws
  • Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act)
  • Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI) 
  • Banking Ombudsmen Scheme
  • Bankers Books Evidence Act, 1891 
  • The Legal Services Authorities Act, 1987 
  • The Consumer Protection Act, 1986 and CERSAI 
  • The Law of Limitation
  • Tax Laws
  • Negotiable Instruments Act, 1881
  • Payment & Settlements Systems Act, 2007 
Module D – Commercial Laws with Reference to Banking Operations
  • Indian Contract Act, 1872
  • The Sale of Goods Act, 1930
  • Indian Partnership Act, 1932
  • Definition and features of a company 
  • The Companies Act, 1956 (Now Companies Act, 2013 )
  • Foreign Exchange Management Act, 1999
  • Transfer of Property Act, 1882
  • The Right to Information Act, 2005
  • Right to Information and Obligation of Public Authorities
  • The Prevention of Money Laundering Act, 2002
  • Information Technology Act, 2000

For Detailed JAIIB syllabus with sub-topics, refer the linked article. Candidates can download the Rules & Syllabus for JAIIB from Below

JAIIB Rules & Syllabus:-Download PDF Here

IIBF SYLLABUS- CAIIB

The syllabus of CAIIB is divided into modules. Each module consists of many topics and subtopics. The syllabus of IIBF CAIIB examination is given below in the table.

Compulsory Paper – I (ADVANCED BANK MANAGEMENT)
Module – A Economic Analysis

  • The fundamentals of Economics 
  • Indian Economy
Module – B Business Mathematics
Module – C HRM in banks
Module – D Credit Management
Compulsory Paper – 2 (BANK FINANCIAL MANAGEMENT)
Module – A International Banking
Module – B Risk Management
Module – C Treasury Management
Module – D Balance Sheet Management
Paper- 3 (Elective Papers)
Elective Paper – I (CENTRAL BANKING)
Module – A Rationale and Functions of Central Bank
Module – B Central banking in India
Module – C Monetary Policy and Credit Policy
Module – D Supervision and Financial Stability
Elective Paper-II (INTERNATIONAL BANKING)
Module – A International Banking and Finance

  • International Banking
  • International Finance
Module – B Foreign Exchange Business
Module – C International Trade

  • Regulations covering international trade
  • Import / Export Finance
Module – D Derivatives
Elective Paper – III (RURAL BANKING)
Module – A Rural India

  • Demographic features
  • Characteristics of Rural Society
  • Economic Features
  • Rural infrastructure
  • Agriculture Economy
  • Rural Development Polic
  • Rural Issues
Module – B Financing Rural Development

  • Regulation of Rural Financial Services
  • Rural Credit Institutions
  • Financing agriculture / allied activities
  • Financing Rural Non-Farm Sector (RNFS)
  • SME Finance
Module – C Priority Sector Financing and Govt initiatives
Module – D Problems and prospects in Rural Banking
Elective Paper – IV (FINANCIAL ADVISING)
Module – A Introduction to Financial Advising
Module – B Financial Planning
Module – C Financial Investment Products
Module – D Taxation
Elective Paper – V (CORPORATE BANKING)
Module – A Corporate Banking and Finance
Module – B Investment Banking
Module – C Project and Infrastructure Finance
Elective Paper – VI (RETAIL BANKING)
Module – A Introduction
Module – B Retail Products
Module – C Marketing / Selling of retail products, MIS and Accounting
Module – D Other issues related to Retail Banking
Elective Paper – VII (CO-OPERATIVE BANKING) 
Module – A Principles and Laws of co-operative Banking Law and rules relating to Coop Banks
Module – B Co-operative Banking Operations
Module – C Technology, Risk management
Module – D Supervisory and Regulatory aspects
Elective Paper – VIII (HUMAN RESOURCES MANAGEMENT)
Module – A Human Resources Management
Module – B Building an HR strategy
Module – C Motivation, Training and Skill Development
Module – D Personnel Management and Industrial Relations 
Elective Paper – IX (INFORMATION TECHNOLOGY)
Module – A Introduction to Information Technology
Module – B Systems and Design
Module – C Applications in Banking 
Module – D Security, Controls and Guidelines
Elective Paper – X (Treasury Management)
Module – A An overview
Module – B Treasury operations 
Module – C Treasury & International Banking
Module – D Risk Management
Elective Paper – XI (Risk Management)
Module – A An overview

  • Risk definition / policies
  • Asset Liability Management
  • Risk measurement & Control
  • Risk management
Module – B Credit Risk Management
Module – C Operational Risk
Module – D Market risk
Module – E Risk Organization and Policy

For Detailed CAIIB syllabus with sub-topics, refer to the linked article. Candidates can download the Rules & Syllabus for CAIIB from Below

CAIIB Rules & Syllabus:-Download PDF Here

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