Lakhs of aspirants appear for bank exams but only handful of them clear it. There are many candidates who even fail at several attempts. The bank examinations mainly of IBPS and SBI for different posts are not that easy to crack. The number of candidates who passed is much less than those who failed. Every year the number of candidates increases, as a result, the rate of failure increases.
Despite putting their hard work and full efforts all that a candidate witness is failure. There are many higher authorities of concerned banks who judge the candidates during the interview and find that they lack in communication skills. So even after passing the written examination on the basis of their merit, they fail to go through the interview process.
Other than interview process, the preparation of the written examinations can be improvised which will help in reducing the rate of failure. Reasons why candidates fail to clear the bank exam:
- Unaware of the changes in exam pattern and syllabus: The pattern and the syllabus are changing every year. Some less important topics have no weightage over years. The two tiers prelims and mains have been introduced lately. Some candidates do not follow these changes hence they do not come up with the solutions to every question asked in the question paper.
Solution: Solving IBPS previous years question paper would probably help.
- Unaware of the tough competition: Candidates appearing for the bank examination take it very casually which is one of the most major reasons why candidates do not qualify. There are lakhs of aspirants applying for a post where the vacancies are in thousands. The entire competition is way too tough. Therefore the selection rate is very low which depends mainly on the performance and the sectional cut-offs.
Solution: Solving mock test papers of all India level before examination will give you an idea of how to deal with such a vast competition.
- Not knowing previous year Exam papers and cutoffs: Depending on coaching institutes and unawareness of previous year exam papers and sectional cut-offs is one of the main reasons why candidates fail. The overall cut-offs give you an idea about your targeted score.
- Online mode not familiar: There are candidates who are not accustomed to the online mode of examination. Many times we face a technical problem. Some candidates do not know to switch or scan from one section to other. These candidates fail to clear sectional cut-off.
Solution: Practicing a number of IBPS Mock Tests will help.
- Wrong guess: There is a negative marking for every wrong attempt. So candidates tend to forget about this marking system and they give answers for the questions by guessing. So the marks which would have cleared their sectional cut-off gets reduced hence they fail to clear the exam. Candidates often lose 0.25 marks for each wrong answer.
Solution: Do not guess the answers which you are not sure of.
- Exam anxiety: These examinations have a limited time to attempt all the questions. So out of the tension of exam candidates fail to attempt the questions in the given time. Time factor also plays a role.
- Lack of practice: Candidates often study for once and do not practice at all. The subjects like reasoning and quantitative aptitude need a lot of practice. The candidates do not work enough on their weaker sections and sometimes they are so over confident that they tend to forget about giving mock test regularly for their self-evaluation.
Solution: Attempt more questions on online mode through practice papers.
- Lacks in self-evaluation while giving mock tests: Speed and accuracy run hand in hand. If you have speed you must have accuracy. So while preparation through mock test candidates does not self-evaluate on the basis of these two factors.
Solution: Speed tests along with Full-length tests before the exam will be helpful.
- Major questions in the exam are left unattempted: 70% of questions are left unattempted due to the fear of negative marking. So if this is the case then it is obvious that you will face failure.
Solution: Intelligent guesswork is all needed to attempt those questions instead of leaving it unattempted.
- Wrong strategy: The main keys to crack bank exams are tricks and strategies. Most of the candidates are not even aware of those strategies and the rest has wrong strategies which result in major failure. The lengthy procedure of solving a problem consumes more time where candidates are not able to finish their exam on time.
Solution: Candidates should use tricks and shortcuts wherever possible.
- Basics not known: The roots of the topics are unknown to some of the aspiring candidates. It is very important for a candidate to know the fundamentals before digging into the depth of it.
- Inappropriate study material: The candidates who go to coaching institutions blindly follow the reference books given to them without even matching it with the present syllabus of the bank exams. Lack of resources is one of the factors behind this major rate of failure.
- Attempting difficult questions first: Candidates often get stuck with the tough questions and the easier ones go unattempted due to the lack of time.
Solution: Easier questions which you are sure of are to be attempted first leaving the difficult ones for the last.
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If the candidates overcome these hindrances, they can surely qualify the exam with a decent score.
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