Which Is Better Ssc Or Bank Po

This is one question that most of the students seek answers for after graduation, they might seek guidance from friends or family or any aspirant who can generally guide them. These days a huge number of students aspire to government jobs or bank jobs because of job security in both the sectors.

The concrete answer here is everything depends on your area of interest. SSC CGL (Staff Selection Commission, Combined Graduate Level) is the biggest Government Job recruitment exam conducted in India. The SSC conducts CGL exam for various government posts such as Central Secretariat Service, CAG, Exercise Inspector, Statistical Investigator, Central Vigilance Commission, AO, Intelligence Bureau, Ministry of Railways/ Defence/ External Affairs, CBI and a few others Ministries.

SSC CGL is purely a government job, but on the other hand, bank recruits numerous aspirants each year through IBPS exam for various posts. The number of job vacancies in banks is much higher as compared to vacancies in SSC CGL.

Bank PO vs SSC:

Job Profile

Bank PO Job Profile:

A bank PO is a slightly more exciting job as you get to:

  • Provide service to the customers.
  • Handle cash activities in the bank.
  • Enhancement of business of the bank.
  • Management of accounts of customers.
  • Customer service. (Official communication)
  • It’s a targeted job.
  • Work pressure is high as compared to SSC but more exciting.
  • Issue management related to customers.

SSC Job profile:

As an SSC officer, you start as a scratch. So the work expectations from you are as follows:

  • Clerical work like answering RTI queries.
  • General administration work as a start.
  • Make notes and filing work.
  • You get to do field jobs that involve travelling.
  • Get to put in work in the development of nationwide policies by looking after bank office work.
  • You get to carry out inspections, raids, surveillance etc.
  • Permanent job in Delhi if you are recruited in CSS.

Work Pressure

Bank PO work pressure:

  • High work pressure as bank PO deals with the public.
  • As a starter pack work included for bank PO is administrative tasks, General banking or any other task bestowed by the management.
  • As a bank PO, you have to go through a rigorous training session before you get on the floor, the sessions include marketing, billing, investment, finance, accounting, human resource, general banking, agricultural banking etc.  

SSC work pressure:

  • Almost zero work pressure and relaxed job. You might be so relaxed that you get bored.
  • You get to work on different tasks such as Administrative Task, supervision or any other tasks as asked by the senior official.
  • SSC jobs give you a good work-life balance.
  • Sometimes in SSC situations demand you work under political pressure every day.
  • No customer interaction in SSC.

Working Hours

Bank PO working hours:

  • Six days working except 2nd and last Saturday means proper work schedule.
  • Proper work schedule but some closing work to be done after office hours as well.
  • During the closing time in the month of March, extra pressure added.

SSC working hours:

  • Five days working.
  • Proper timed work no extra hours.
  • No working in shifts.


Bank PO transfer:

  • A transfer to take every 2-3 years.
  • Transfer on the basis of seniority or promotion.

SSC transfer:

  • A transfer takes place in every 4-5 years.
  • Transfers as necessary in government sectors.
  • If working in Delhi CSS, you are spared of the transfer.


Bank PO Salary:

  • As a Bank PO you face regular transfers so most of your income is used in reallocation and covering for other expenses.
  • As a PO, you receive 38-42,000/- per month.
  • The allowance is additional to the salary for the transfer purpose.

SSC Salary:

  • SSC salary is a subject to revision under the 7th pay commission.
  • Salary between 39-45000/- in hand

Future Growth

Bank PO future growth:

  • Promotions every 2-3 years, giving you better growth aspects.

SSC future growth:

  • Promotions of an SSC employee to happen within 4-5 years eg; auditor becomes a Senior Auditor in 3 years.

Pros and Cons

Bank PO:

Pros Cons
  • High chances for promotion
  • Low cycle of transfer
  • Good salary
  • Lower loan rates
  • Postings can be rural
  • Customer dealings can be rude
  • Good work pressure


Pros Cons
  • High promotion chances
  • Society respect
  • Immense power
  • Overall exposure of government sector
  • Advantage of Gazetted posts as well
  • Posting away from home
  • State also changed
  • Pressure

We hope that the provided information helps you make your decision. But remember everything depends on your area of interest, everything else is automatically fun.

For any more assistance, you are free to contact Byju’s counselors.  

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